AVANCE SOLUTIONS
Avance is constantly connecting with new banks and investors to be able to secure lending for all of our clients. We focus on helping you find the right solution for your needs. Our Mortgage Loan Originators can help you weigh your options so you can make a well informed decision.
RESIDENTIAL
Our goal is to simplify the home loan process by offering tools and expertise to assist you every step of the way, beginning with a pre-approval letter request. We aim to provide clear comparisons between loan programs, empowering you to select the best option for your needs, whether you're a first-time homebuyer, repeat buyer, or seeking to refinance.
CONSTRUCTION
Building a home truly is a journey, and having the right financial partner can make all the difference. Avance Financial sounds like they offer comprehensive support throughout the construction process, from initial pre-qualification to funding each phase of the project. It's crucial to have a lending team that understands the unique challenges and opportunities that come with building a custom home. With Avance Financials' expertise, prospective homeowners can feel more confident as they embark on this exciting endeavor.
RENOVATION
Over time, your preferences and requirements for your living space may evolve. No matter what your specific objectives are, a renovation loan offers the opportunity to turn your ideal improvements into actuality. FHA 203(k) and HomeStyle® Renovation loans, supported by the federal government, provide an excellent financing solution for individuals aiming to buy a home and undertake enhancements, repairs, renovations, or personalizations according to their desires and needs.
DOWN PAYMENT ASSISTANCE (DPA)
Down payment assistance, provided as a forgivable grant under the acronym DPA, is accessible to a broad spectrum of eligible borrowers. This grant can amount to up to 5% of the home price for qualifying FHA purchases, presenting an opportunity for qualified individuals to expedite their journey towards homeownership. Furthermore, this grant is compatible with numerous FHA loan programs, including the FHA 203(b) program, various FHA renovation programs, and the FHA One-Time Close loan, which consolidates both construction costs and mortgage obligations into a single loan.
NON-QM LOANS
Explore our range of Non-QM loan products designed for borrowers with unique financial situations. From self-employed individuals to those with credit challenges, we offer flexible financing solutions beyond traditional criteria. Discover how our personalized approach and alternative income verification options can help you achieve your homeownership or investment goals with ease.